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Mold at Ground Zero

January 17, 2011

What followed was an argument with the Bank’s insurance company over what actions should be taken. The mold had gotten out of hand and was no longer approved for human use. The insurers recommended the use of a biocide to treat the mold and the bank agreed. They implemented a program to remove all visibly moldy ceiling tiles and wallboard.

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Was Mold a Factor in Brittany Murphy’s Death?

October 28, 2010

It would indeed take a lot of mold to kill two people, but it is not unheard of. In the early 200s, Murphy lost a large amount of weight, stirring up rumors of cocaine addiction. Perhaps it was her home that infecting her with mold, slowly eating away at her health.

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George Bush – IAQ Advocate?

March 5, 2010

Laura Bush complained of health problems and the building was tested for molds. The decontamination effort cost over $300,000 in taxpayer money. Reportedly, the Bushes were very pleased with the difference made in the restored indoor air quality.

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Lack of Adjusters Costs Insurance Company Half a Million

March 1, 2010

Augusta Mutual of Staunton did not have the staff to quickly handle the 2,000 claims that resulted from the storm. This was more claims than the company receives all year on average.

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Mold Problem: Who to Sue? (Part 1)

October 2, 2009

Your Insurance Company: After your home flooded in a recent hurricane, the insurance company took their time before sending an adjustor and paying for repairs. Now because they took their sweet time and allowed the water to stagnate, mold is now growing out of control. It’s the insurance company’s fault that you have mold, so get your lawyer on the phone right away – right? Not so fast. Most insurance companies specifically do not cover mold. They may cover water intrusion, but not the mold that may result because of it, even if it is partly their fault for not assessing the damage fast enough. Other times, the language in your policy is just unclear. In this case, you’ll have to hire an army of lawyers to compete against your insurance company’s defense team. Don’t hold your breath. Insurance companies have more money than you to spend on litigation, and they do not like to lose.

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Michigan Family Fights Insurance Company

July 22, 2009

What makes this case so interesting is that the insurance company made the problem worse than they would have if they had done nothing at all. “Four or five thousand would have fixed the problem” says Carl Becker. But because the insurance company started, then halted repairs, it caused the mold spores to spread throughout the house. Now the cleanup and repair estimate exceeds $500,000.

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Know Your Mold Insurance Policy

April 29, 2009

The language in your policy may be vague or confusing, sometimes intentionally. It’s a good idea to have a lawyer go over it and explain it to you so you completely understand it and can be prepared.

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Are Insurance Companies Discontinuing Mold Coverage?

April 27, 2009

Allstate, the second biggest home insurer, added language to clarify that it doesn’t cover “mold, fungus, wet rot, dry rot, or bacteria” unless the problems originate from events already covered by the policy. And even when it is covered, the costs are limited to $5,000 – a lot less than Melinda Ballard’s $32 million settlement. Safeco Corp put a $10,000 cap on their mold coverage.

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The Biggest Mold Settlement

April 15, 2009

17 companies were included in the suit, but Crenshaw Lumber Co. Inc. took the brunt of it, paying 13 of the $22.6 million. Crenshaw supplied the wood to build the Gorman’s 1999 home. The wood used to build the house frame was improperly stored and mold was growing on framing studs by the time it was used for construction. However, as part of the settlement, Crenshaw admits to no wrongdoing.

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Flood Cleanup for Mold Prevention

March 24, 2009

Floods are a common cause of mold. Many of the customers we work with are dealing with the aftereffects of floods. Mold can appear gradually over a long period from leaky pipes or humid air; or it can grow rapidly after a natural disaster like a flash flood or hurricane. If your home has received [...]

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