Posts tagged as:

insurance companies

Fuzzy Facts and Frustration

October 9, 2009

Unfortunately, the facts about mold are fuzzy, unclear, and often open to interpretation. At the same time, since our health, homes, and finances are at stake, our human bias is heavy, strong, and passionate. Fuzzy facts and human bias breeds a very frustrating environment when it comes to dealing with mold in our lives.

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Mold Problem: Who to Sue? (Part 2)

October 5, 2009

A little prevention goes a long way. Many studies have shown that mold prevention costs almost nothing compared to how much damage mold can cause if left unchecked. We often look for someone else to blame when we ourselves are at fault for not taking care of our problems while we still have the chance. Mold never has to be a serious problem and will only present a danger to our health and homes when serious mistakes have been made and problems neglected.

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Mold Problem: Who to Sue? (Part 1)

October 2, 2009

Your Insurance Company: After your home flooded in a recent hurricane, the insurance company took their time before sending an adjustor and paying for repairs. Now because they took their sweet time and allowed the water to stagnate, mold is now growing out of control. It’s the insurance company’s fault that you have mold, so get your lawyer on the phone right away – right? Not so fast. Most insurance companies specifically do not cover mold. They may cover water intrusion, but not the mold that may result because of it, even if it is partly their fault for not assessing the damage fast enough. Other times, the language in your policy is just unclear. In this case, you’ll have to hire an army of lawyers to compete against your insurance company’s defense team. Don’t hold your breath. Insurance companies have more money than you to spend on litigation, and they do not like to lose.

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